When I began #bloglikecrazy challenge, one of the things I wanted to explore was paying off debt. Even though my blog mostly explores plant-based health and writing, financial health is something I am sure we can all agree is extremely important. I believe it’s all connected.
I have never considered myself extremely financially savvy but the one thing I did I absolutely do not regret is buy my first home on my own 11 years ago. Sure, there have been times when I wished I could just call a landlord to handle a problem. I can’t deny that but no matter the ups and downs I went through as a single or married woman, no one can take away the fact that I did it on my own.
I can truly take care of myself without a life partner or a parent making those monthly decisions for me or with me.
There is nothing wrong with doing it with anyone else–that is how I live now but I carry the knowledge that when it comes down to it, I don’t have to be afraid of that unknown.
As hubby and I move forward with our lives, we seek to become completely debt-free with the ability to travel and give as we wish. We are trying to be accountable and truthful with ourselves as possible.
I’ve noticed when it comes to money how easy it is to excuse spending outside of the budget, especially on going out to eat. I have been listening to Dave Ramsey on and off for years and used to watch Suze Orman but all of the information is useless if I am not vigilant about implementing it.
So for the remainder of this year (to start), I am challenging myself to stick to a budget. Like down to the penny. I’ve done it before but the intention is different because I am. I will be strictly back on the Total Money Makeover Plan and look forward to being the kind of person who not only shuns excuses about writing and health but about finances, too.
Are you on a specific plan? How have you prepared yourself (and your family) to be financially free?